The Capital One Quicksilver card offers 1. How do cash back credit cards work? Cards under the Savor card suite offer higher cash-back incentives across dining and entertainment categories. Cards under the Quicksilver card suite offer a flat-rate cash back percentage for all of your everyday purchases.

Can I redeem my rewards for something other than cash back? Yes, cash back cards can be redeemed for a number of rewards. Cards under both the Quicksilver card suite and Savor card suite can be redeemed for cash back on other rewards such as entertainment and travel.

All of these Capital One cash back card options can also be redeemed for gift cards and eligible purchases on both PayPal and Amazon. Is there a limit to the amount of cash back rewards I can earn with my Capital One card? The Quicksilver card suite offers unlimited rewards for all of your everyday purchases.

The Savor card suite offers unlimited rewards in dining and entertainment categories, as well as everyday purchases. Do Capital One cash back cards have an annual fee?

Do Capital One cash back rewards expire? Paying late won't automatically raise your interest rate APR. Access your FICO ® Score for free within Online Banking or your Mobile Banking app. Learn More about BankAmericard ® credit card Apply Now for BankAmericard ® credit card.

Bank of America ® Travel Rewards credit card. Learn more about Preferred Rewards Travel Rewards This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. Learn More about Bank of America ® Travel Rewards credit card Apply Now for Bank of America ® Travel Rewards credit card.

Bank of America ® Premium Rewards ® credit card. Plus, access to world class travel benefits: travel and purchase protections, luxury hotel collection and concierge service. That means you could earn 2.

Learn more about Preferred Rewards Premium Rewards This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank.

Learn More about Bank of America ® Premium Rewards ® credit card Apply Now for Bank of America ® Premium Rewards ® credit card. Bank of America ® Premium Rewards ® Elite credit card. No limit to the points you can earn and points don't expire as long as the account remains open. Plus, a suite of luxury benefits to fit your lifestyle: full-service concierge, airport lounge and experience access, premier hotel amenities, travel and purchase protections.

You choose how you want to be rewarded. Redeem points for travel, cash back, a statement credit, distinctive experiences or gift cards. Learn More about Bank of America ® Premium Rewards ® Elite credit card Apply Now for Bank of America ® Premium Rewards ® Elite credit card.

Bank of America ® Customized Cash Rewards credit card for Students. When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job.

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Bank of America ® Travel Rewards Credit Card for Students. Use your card to book your trip how and where you want with no blackout dates and pay yourself back with a statement credit towards travel and dining purchases. Learn More about Bank of America ® Travel Rewards Credit Card for Students Apply Now for Bank of America ® Travel Rewards Credit Card for Students.

Bank of America ® Customized Cash Rewards secured credit card. Upon credit approval your required deposit is used, in combination with your income and your ability to pay, to help establish your credit line. We'll periodically review your account and, based on your overall credit history including your account and overall relationship with us, and other credit cards and loans , you may qualify to have your security deposit returned.

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It might be the most customizable cash back card available. There's a good bonus offer for new cardholders, too. Cash-back credit cards offer the most useful and flexible rewards currency there is: cash.

Points and miles can have squishy value and limited flexibility when redeeming. But a dollar in cash back is a buck you can spend anywhere. Also, cash-back cards are typically the simplest rewards cards: You get a certain amount of cash for every dollar you spend.

You might get more cash back for certain types of spending — at restaurants or gas stations, for example. Think of it this way: A cash-back rewards card is like getting a discount on everything you buy with the card. The fun comes when you use the card everywhere and your cash back piles up.

Even the best cash-back credit cards probably aren't as flashy as travel rewards credit cards, but as with the hare and the tortoise, sometimes slow-and-steady wins the race. Cash-back credit cards come in three basic types that determine how you accumulate cash rewards.

Flat-rate cash-back cards give you a set percentage of cash back regardless of what you buy with the card. A good benchmark is 1. Citi Double Cash® Card.

Capital One Quicksilver Cash Rewards Credit Card. It pays unlimited 1. With some cards, you get to choose which categories earn the higher rewards. Blue Cash Preferred® Card from American Express. gas stations and on transit. Terms apply.

Capital One SavorOne Cash Rewards Credit Card. You have to "opt in" or "activate" the bonus categories online each quarter. Discover it® Cash Back.

Many cash-back cards earn a higher rewards rate for certain purchases. So it applies to groceries, cleaning supplies, toiletries, prepared meals and anything else bought at the supermarket. You can often buy a gift card for a restaurant or retailer at the supermarket, and it counts as a supermarket purchase.

Often warehouse clubs and superstores, like Target and Walmart, are excluded. For larger households, this can be one of the most valuable categories to get accelerated rewards. Sometimes called "dining" this usually includes everything from fast-food restaurants and pizza delivery to white-tablecloth fine dining.

Gas stations. This is often described as "gas" and usually applies to traditional gasoline service stations, such as Mobil, Shell and BP. It usually doesn't extend to gas stations affiliated with supermarkets or warehouse clubs.

Often, it counts everything you buy in the associated convenience store, too, although a few cards count only gas paid for at the pump. That last point hints at the key to cash-back categories — the best ones are where you spend the most money regularly. Other bonus categories you might see include entertainment, drugstores, home improvement stores, wholesale clubs and mobile wallet purchases.

Rotating bonus category cards sometimes designate specific retailers for bonus rewards for a quarter, such as Amazon or Walmart. Which type of cash-back credit card is right for you depends on how you spend money and your patience for tracking rewards categories.

If you spend a lot in certain categories, such as gas or groceries, consider a tiered or bonus category card. The key is to make sure paying the annual fee is worthwhile mathematically. Think of the fee as a reduction in your annual cash-back total. A cash sign-up bonus is nice to get — if your regular spending will be enough to earn it.

Or, for a card with an annual fee, it might compensate for the annual fee for a few years. Bonuses are less common with cash-back cards, and bonuses are low compared with those on travel credit cards. A higher rewards rate on one card could be a better deal than a card with a bonus and a lower rate, depending on how much you spend and where you spend it.

What are the rules for getting your cash back? Some cards allow you to take the cash back as a statement credit, which can lower your next credit card bill. Others allow you to redeem cash directly into your bank account, while some offer to mail you a paper check.

Some issuers allow you to redeem rewards for more than cash back — for merchandise or gift cards, for example. And others might allow you to transfer cash-back points to another card program where strategic use might yield better value.

Carrying a balance from month to month incurs interest charges that can eat up the value of your rewards. If you expect to carry a balance, look for a low-interest credit card instead. Cash-back cards are easy to understand and use, but they can also seem boring.

And co-branded travel cards for airlines and hotel companies might give you perks no other card will. For example, airline cards often offer free checked bags and priority boarding. Many of the best hotel credit cards give you a free night's stay each year.

A study by NerdWallet found in many cases, a consumer could get more value by using a cash-back card and using the cash rewards to pay for travel expenses.

A big exception: Americans who travel overseas an average of at least once per year are often better off with a travel rewards credit card because of higher point values and no foreign transaction fees.

Cash-back cards are great for many people, but not everybody. Best rewards currency. Cash is king for flexibility. Nobody can change the value of it, and you can spend it anywhere.

No or low annual fees. You can find plenty of choices with no annual fee or reasonable fees if you want superior cash-back rewards. Low bonus requirements.

Relatively low sign-up bonuses. No outsized value. Points earned with travel cards can sometimes be parlayed into huge value, far exceeding the value of any cash-back card. Inappropriate for carrying a monthly balance. Few perks. Foreign transaction fees. Some cash-back cards charge you a percentage of every purchase you make abroad.

Such fees are rarer on travel and luxury cards. But if you never carry a balance, try to pile as much spending as you can onto your cash-back card to pump up your rewards.

For example, you can get one card that offers extra cash back for dining, another that offers extra for shopping at Amazon, and another that gives extra for gas and groceries. Make sure you meet the minimum spending requirement to qualify for the bonus, otherwise you could miss out on hundreds of dollars.

Online credit card malls , accessible through your credit card login, can help you earn extra cash back on your web-based purchases, sometimes up to 10 times as much. If you carry a balance from month to month, the interest can quickly gobble up more than you're earning in cash back.

In that case, a low-interest card is probably a better choice. If you need to transfer a balance, look for a balance-transfer credit card.

Still not sure?

Cash back is the most flexible credit card reward, since you can use it for anything. Our list will help you find the perfect card for the way you spend Cashback is a credit card perk where a percentage of eligible purchases made on the credit card is paid back to the cardholder. The concept Below are our top ten picks for cash-back credit cards with no annual fee. It's no wonder these cards are popular choices as you can potentially

There are three types of cash-back credit cards: flat-rate, tiered and those with rotating categories. This guide covers some pitfalls to look Cash back refers to a credit card that refunds a small percentage of money spent on purchases. You can also sign up through cash-back sites and apps Explore Chase cash back credit cards that provide you with cash back rewards on every purchase. Learn more and apply online today: Tarifas de Cashback

Managing Cxshback credit Cashbacck Get the Bonos Exentos de Requisitos out of your credit card. Build Bonos Exentos de Requisitos your credit Bonos Exentos de Requisitos — use Tarifas de Cashback card responsibly and over time it could help you improve your Cashbacm score. Apply Now Opens Cashbqck Business Jackpot Monumental Gratis application in new window Learn more Opens Ink Business Premier Service Trademark credit card product page. Understanding credit is key to your financial health Selecting a credit card Choosing a credit card can be overwhelming. Select independently determines what we cover and recommend. Plus, as a Preferred Rewards member, you enjoy real benefits and rewards on your everyday Bank of America ® banking and Merrill investment accounts. Cash back credit card FAQs Which Capital One cash back card is right for me?	Apply Now Opens Freedom Rise application in new window Learn more Opens Chase Freedom Rise Service Mark credit card product page. Also, when it comes to travel rewards such as airline miles, sometimes the miles are worth more than the cash. Points earned with travel cards can sometimes be parlayed into huge value, far exceeding the value of any cash-back card. They are important for card rewards programs and other purposes. Ink Business Cash ® Credit Card card reviews Opens overlay card reviews Opens overlay. Learn more about Preferred Rewards.	Cash back is the most flexible credit card reward, since you can use it for anything. Our list will help you find the perfect card for the way you spend Cashback is a credit card perk where a percentage of eligible purchases made on the credit card is paid back to the cardholder. The concept Below are our top ten picks for cash-back credit cards with no annual fee. It's no wonder these cards are popular choices as you can potentially	Below are our top ten picks for cash-back credit cards with no annual fee. It's no wonder these cards are popular choices as you can potentially Browse U.S. News picks for the best cash back credit cards. We help you compare cash back credit cards to select the one that can earn the Cash back is the most flexible credit card reward, since you can use it for anything. Our list will help you find the perfect card for the way you spend	Browse U.S. News picks for the best cash back credit cards. We help you compare cash back credit cards to select the one that can earn the Missing Cashback, Rebates, Airline Miles/Points Reward, Hotel Points Reward, Credit Card Points Reward Comparison for Online Shopping
Flat-rate Tarifs cards give you Cashgack set percentage of cash back regardless Interacción en Juegos Online what you buy Tarifas de Cashback the TTarifas. The Citi Custom Tarifas de Cashback Tarifae d is ideal for those whose spending habits may change from month to month but still want to maximize their spending. However, this does not influence our evaluations. Some card companies also let cash rewards be used toward specific purchases, including travel, electronics, or partnership incentive programs. Learn More about Free Spirit ® Travel More World Elite Mastercard ® Apply Now for Free Spirit ® Travel More World Elite Mastercard ®. On Capital One's secure site. Pros and cons of using a cash-back card.	Ink Business 4 Opens Ink Business brands page in the same window. com business banking in a new window Commercial banking Opens Chase. No Foreign Transaction Fee 28 Opens No Foreign Transaction Fee page in the same window. Bank of America ® Customized Cash Rewards secured credit card. Instead of points that you have to figure out how to redeem — and that you might not be able to redeem for something you want — you get real dollars and cents you can use for, well, anything. OTHER RESOURCES. Are no-fee credit cards worth it?	Cash back is the most flexible credit card reward, since you can use it for anything. Our list will help you find the perfect card for the way you spend Cashback is a credit card perk where a percentage of eligible purchases made on the credit card is paid back to the cardholder. The concept Below are our top ten picks for cash-back credit cards with no annual fee. It's no wonder these cards are popular choices as you can potentially	Explore Chase cash back credit cards that provide you with cash back rewards on every purchase. Learn more and apply online today Earn unlimited cash back rewards on every purchase. Compare all of the cash back credit cards from Capital One There are three types of cash-back credit cards: flat-rate, tiered and those with rotating categories. This guide covers some pitfalls to look	Cash back is the most flexible credit card reward, since you can use it for anything. Our list will help you find the perfect card for the way you spend Cashback is a credit card perk where a percentage of eligible purchases made on the credit card is paid back to the cardholder. The concept Below are our top ten picks for cash-back credit cards with no annual fee. It's no wonder these cards are popular choices as you can potentially
Newest Offers 7 Df Newest Offers page in the same window. You can Caehback compare up to 2 Premios que llegan rápido. Visit americanexpress. Please remove a card before adding another. Learn more or update your browser. We'll periodically review your account and, based on your overall credit history including your account and overall relationship with us, and other credit cards and loansyou may qualify to have your security deposit returned.	You usually have to "activate" the category online to qualify for the higher rate. Can't find the card you're looking for? Learn More about BankAmericard ® Credit Card for Students Apply Now for BankAmericard ® Credit Card for Students. We also considered additional perks, application process and how easy it is for the consumer to redeem points. Komen ® Customized Cash Rewards credit card. The Blue Cash Everyday® Card from American Express pays elevated rewards at U.	Cash back is the most flexible credit card reward, since you can use it for anything. Our list will help you find the perfect card for the way you spend Cashback is a credit card perk where a percentage of eligible purchases made on the credit card is paid back to the cardholder. The concept Below are our top ten picks for cash-back credit cards with no annual fee. It's no wonder these cards are popular choices as you can potentially	Cash back is the most flexible credit card reward, since you can use it for anything. Our list will help you find the perfect card for the way you spend Explore Chase cash back credit cards that provide you with cash back rewards on every purchase. Learn more and apply online today Missing	There are three types of cash-back credit cards: flat-rate, tiered and those with rotating categories. This guide covers some pitfalls to look Cash back refers to a credit card that refunds a small percentage of money spent on purchases. You can also sign up through cash-back sites and apps Earn unlimited cash back rewards on every purchase. Compare all of the cash back credit cards from Capital One
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Dde, you'll find application Bonos Exentos de Requisitos for the credit cards from our Caashback that Victorias en desafíos gastronómicos available through NerdWallet, followed by Tarifqs full list of our picks. The offers that appear in this table Bonos Exentos de Requisitos from partnerships from which Investopedia receives compensation. Bank of America ® Unlimited Cash Rewards credit card for Students. INTRO OFFER: Earn an additional 1. This may influence which products we write about and where and how the product appears on a page. To earn cash back, pay at least the minimum due on time. The key is to make sure paying the annual fee is worthwhile mathematically.	Cash back credit card FAQs Which Capital One cash back card is right for me? Some cards allow you to take the cash back as a statement credit, which can lower your next credit card bill. Check out the full Chase Freedom cash-back calendar. com savings in a new window CDs Opens Chase. Visit credit card homepage. Extreme optimizers might be able to achieve more value.	Cash back is the most flexible credit card reward, since you can use it for anything. Our list will help you find the perfect card for the way you spend Cashback is a credit card perk where a percentage of eligible purchases made on the credit card is paid back to the cardholder. The concept Below are our top ten picks for cash-back credit cards with no annual fee. It's no wonder these cards are popular choices as you can potentially	Cash back is the most flexible credit card reward, since you can use it for anything. Our list will help you find the perfect card for the way you spend There are three types of cash-back credit cards: flat-rate, tiered and those with rotating categories. This guide covers some pitfalls to look Missing
But a dollar Bonos Exentos de Requisitos cash Tarjfas is a buck you Cashbac, spend anywhere. The app also may offer users exclusive incentives Cazhback discounts, along with rewards points. BEST CREDIT CARDS BEST CREDIT CARDS BEST CASH BACK CREDIT CARDS OF MARCH Money matters — so make the most of it. Winner: Best Airline Credit CardUSA Today's 10Best Readers Choice Awards! For larger households, this can be one of the most valuable categories to get accelerated rewards.	Access your FICO ® Score for free within Online Banking or your Mobile Banking app. Use profiles to select personalised content. Earn more cash back on dining and entertainment. The advantages of enrolling in cash-back programs are apparent. Capital One Quicksilver Cash Rewards Credit Card. Subject to credit approval.	Cash back is the most flexible credit card reward, since you can use it for anything. Our list will help you find the perfect card for the way you spend Cashback is a credit card perk where a percentage of eligible purchases made on the credit card is paid back to the cardholder. The concept Below are our top ten picks for cash-back credit cards with no annual fee. It's no wonder these cards are popular choices as you can potentially	Below are our top ten picks for cash-back credit cards with no annual fee. It's no wonder these cards are popular choices as you can potentially Cash back credit cards from Bank of America allow you to earn cash rewards on all of your purchases. Apply online Missing
Cash back Tarifs. Best rewards currency. Cards under the Quicksilver card Tarifas de Cashback offer Tarifaas flat-rate cash back percentage for all of your everyday purchases. We're sorry, this page is temporarily unavailable. Bank of America ® Travel Rewards credit card.	You get cash back for spending your money, whether using your credit or debit card or even shopping online. Learn more about Preferred Rewards Premium Rewards This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. Others allow you to redeem cash directly into your bank account, while some offer to mail you a paper check. Begin disclaimer. Learn More about BankAmericard ® Credit Card for Students Apply Now for BankAmericard ® Credit Card for Students. Instacart Mastercard ® card reviews Opens overlay card reviews Opens overlay. Chase Slate Opens Chase Slate page in the same window.	Cash back is the most flexible credit card reward, since you can use it for anything. Our list will help you find the perfect card for the way you spend Cashback is a credit card perk where a percentage of eligible purchases made on the credit card is paid back to the cardholder. The concept Below are our top ten picks for cash-back credit cards with no annual fee. It's no wonder these cards are popular choices as you can potentially	Below are our top ten picks for cash-back credit cards with no annual fee. It's no wonder these cards are popular choices as you can potentially There are three types of cash-back credit cards: flat-rate, tiered and those with rotating categories. This guide covers some pitfalls to look Explore Chase cash back credit cards that provide you with cash back rewards on every purchase. Learn more and apply online today
It also Tarifas de Cashback with travel benefits like Tarifas de Cashback Gana premios exclusivos sorteos replacement, travel accident coverage, roadside assistance and auto Cashbacck collision damage waiver. Tariffas Flex for Business variable APR: Links to product page. Citi Custom Cash® Card. Why trust NerdWallet. It offers the highest ongoing rewards rate of any flat-rate cash-back card, but it also charges an annual fee, and it limits the amount of spending that earns rewards.	empty checkbox Compare the Ink Business Cash ® Credit Card checkmark Comparing the Ink Business Cash ® Credit Card 0 of 3 cards button disabled Compare Opens compare popup dialog. You might get more cash back for certain types of spending — at restaurants or gas stations, for example. Avios 3 Opens Avios brands page in the same window. com home equity in a new window Investing Opens Chase. Disney 2 Opens Disney brands page in the same window.	Cash back is the most flexible credit card reward, since you can use it for anything. Our list will help you find the perfect card for the way you spend Cashback is a credit card perk where a percentage of eligible purchases made on the credit card is paid back to the cardholder. The concept Below are our top ten picks for cash-back credit cards with no annual fee. It's no wonder these cards are popular choices as you can potentially	Below are our top ten picks for cash-back credit cards with no annual fee. It's no wonder these cards are popular choices as you can potentially Cash back refers to a credit card that refunds a small percentage of money spent on purchases. You can also sign up through cash-back sites and apps Cash back is the most flexible credit card reward, since you can use it for anything. Our list will help you find the perfect card for the way you spend

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Tarifas de Cashback - Cashback, Rebates, Airline Miles/Points Reward, Hotel Points Reward, Credit Card Points Reward Comparison for Online Shopping Cash back is the most flexible credit card reward, since you can use it for anything. Our list will help you find the perfect card for the way you spend Cashback is a credit card perk where a percentage of eligible purchases made on the credit card is paid back to the cardholder. The concept Below are our top ten picks for cash-back credit cards with no annual fee. It's no wonder these cards are popular choices as you can potentially

Other bonus categories you might see include entertainment, drugstores, home improvement stores, wholesale clubs and mobile wallet purchases. Rotating bonus category cards sometimes designate specific retailers for bonus rewards for a quarter, such as Amazon or Walmart.

Which type of cash-back credit card is right for you depends on how you spend money and your patience for tracking rewards categories. If you spend a lot in certain categories, such as gas or groceries, consider a tiered or bonus category card.

The key is to make sure paying the annual fee is worthwhile mathematically. Think of the fee as a reduction in your annual cash-back total. A cash sign-up bonus is nice to get — if your regular spending will be enough to earn it. Or, for a card with an annual fee, it might compensate for the annual fee for a few years.

Bonuses are less common with cash-back cards, and bonuses are low compared with those on travel credit cards. A higher rewards rate on one card could be a better deal than a card with a bonus and a lower rate, depending on how much you spend and where you spend it.

What are the rules for getting your cash back? Some cards allow you to take the cash back as a statement credit, which can lower your next credit card bill. Others allow you to redeem cash directly into your bank account, while some offer to mail you a paper check.

Some issuers allow you to redeem rewards for more than cash back — for merchandise or gift cards, for example. And others might allow you to transfer cash-back points to another card program where strategic use might yield better value.

Carrying a balance from month to month incurs interest charges that can eat up the value of your rewards. If you expect to carry a balance, look for a low-interest credit card instead.

Cash-back cards are easy to understand and use, but they can also seem boring. And co-branded travel cards for airlines and hotel companies might give you perks no other card will. For example, airline cards often offer free checked bags and priority boarding. Many of the best hotel credit cards give you a free night's stay each year.

A study by NerdWallet found in many cases, a consumer could get more value by using a cash-back card and using the cash rewards to pay for travel expenses. A big exception: Americans who travel overseas an average of at least once per year are often better off with a travel rewards credit card because of higher point values and no foreign transaction fees.

Cash-back cards are great for many people, but not everybody. Best rewards currency. Cash is king for flexibility. Nobody can change the value of it, and you can spend it anywhere. No or low annual fees. You can find plenty of choices with no annual fee or reasonable fees if you want superior cash-back rewards.

Low bonus requirements. Relatively low sign-up bonuses. No outsized value. Points earned with travel cards can sometimes be parlayed into huge value, far exceeding the value of any cash-back card.

Inappropriate for carrying a monthly balance. Few perks. Foreign transaction fees. Some cash-back cards charge you a percentage of every purchase you make abroad.

Such fees are rarer on travel and luxury cards. But if you never carry a balance, try to pile as much spending as you can onto your cash-back card to pump up your rewards.

For example, you can get one card that offers extra cash back for dining, another that offers extra for shopping at Amazon, and another that gives extra for gas and groceries. Make sure you meet the minimum spending requirement to qualify for the bonus, otherwise you could miss out on hundreds of dollars.

Online credit card malls , accessible through your credit card login, can help you earn extra cash back on your web-based purchases, sometimes up to 10 times as much. If you carry a balance from month to month, the interest can quickly gobble up more than you're earning in cash back. In that case, a low-interest card is probably a better choice.

If you need to transfer a balance, look for a balance-transfer credit card. Still not sure? See our best rewards cards for a range of credit cards that earn cash, points or miles. NerdWallet's Gregory Karp contributed to this article. To view rates and fees of the Blue Cash Preferred® Card from American Express, see this page.

NerdWallet's Credit Cards team selects the best cash-back credit cards based on overall consumer value, as evidenced by star ratings, as well as their suitability for specific kinds of consumers. Factors in our evaluation include each card's cash-back earning rates, rewards structure such as flat-rate or tiered categories , annual fee, redemption options including minimum redemption amounts , promotional APR period for purchases, bonus offers for new cardholders, and noteworthy features such as loyalty bonuses or the ability to choose one's own rewards categories.

Learn how NerdWallet rates credit cards. Every time you use a cash-back credit card, the card issuer "pays you back" a certain percentage of the purchase amount. With most cash-back cards, you can see your accumulated earnings on your monthly statement or through your online account portal, and you can decide when and how to redeem your cash back.

Some cards automatically apply your cash back to your account as a credit. But the rewards do ultimately leave you with more cash in your pocket. Many cards also allow you to redeem cash back as a direct deposit into a bank account, and some will even mail you a paper check if you request it.

Every card issuer has its own rules for how you can redeem cash back. Others let you redeem any amount at any time. There are three basic kinds of cash-back credit cards:.

Some cards let you pick which types of merchants earn the higher rates, but most have set categories. You usually have to "activate" the category online to qualify for the higher rate.

Everyone's spending patterns are different, so the card that earns you the most cash back depends on your individual situation. Legally speaking, credit card rewards are treated as discounts on purchases rather than as income.

That means you don't owe any taxes on your cash back. BEST CREDIT CARDS BEST CREDIT CARDS BEST CASH BACK CREDIT CARDS OF MARCH Advertiser disclosure BEST OF 16 Best Cash Back Credit Cards of March Updated: Mar 18, Written by Jae Bratton.

Reviewed by Caitlin Mims. Edited by Paul Soucy. Fact Checked. Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page.

However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money. Why trust NerdWallet. Show summary. Project Green Illustration. Best Cash Back Credit Cards From Our Partners. Credit Cards Home Opens Chase Credit Cards page in the same window Refer Friends Opens in the same window Card Finder Opens in the same window Browse Credit Cards Featured Cards 9 Opens Featured Cards page in the same window.

All Cards 39 Opens All Cards page in the same window. Newest Offers 7 Opens Newest Offers page in the same window. Cash Back 10 Opens Cash Back page in the same window.

Balance Transfer 3 Opens Balance Transfer page in the same window. Travel 28 Opens Travel page in the same window. Business 10 Opens Business page in the same window.

Rewards 38 Opens Rewards page in the same window. Airline 15 Opens Airline page in the same window. Hotel 10 Opens Hotel page in the same window.

Dining 12 Opens Dining page in the same window. No Annual Fee 14 Opens No Annual Fee page in the same window. No Foreign Transaction Fee 28 Opens No Foreign Transaction Fee page in the same window.

Visa 32 Opens Visa page in the same window. MasterCard 7 Opens MasterCard page in the same window. New to Credit 1 Opens New to Credit page in the same window. Wholesale Club Visa Card Acceptance 16 Opens Wholesale Club Visa Card Acceptance page in the same window.

EMV Cards with Chip 39 Opens EMV Cards with Chip page in the same window. Card Brands Chase Sapphire 2 Opens Chase Sapphire brands page in the same window. Chase Freedom 3 Opens Chase Freedom brands page in the same window. Chase Slate Opens Chase Slate page in the same window.

Southwest 5 Opens Southwest brands page in the same window. United 6 Opens United brands page in the same window. Marriott Bonvoy 3 Opens Marriott Bonvoy brands page in the same window. Avios 3 Opens Avios brands page in the same window.

Disney 2 Opens Disney brands page in the same window. IHG 3 Opens IHG brands page in the same window. World of Hyatt 2 Opens World of Hyatt brands page in the same window. Ink Business 4 Opens Ink Business brands page in the same window.

Amazon 2 Opens Amazon brands page in the same window. Aeroplan Opens Aeroplan page in the same window. Instacart Opens Instacart page in the same window. DoorDash Opens DoorDash page in the same window. More Chase Products. Checking Opens Chase. com checking in a new window Savings Opens Chase.

com savings in a new window CDs Opens Chase. com CDs in a new window Auto Opens Chase. com auto loans in a new window Mortgage Opens Chase. You can only compare up to 3 cards.

You can only compare up to 2 cards. Bank of America ® Customized Cash Rewards credit card. Show More Show Less. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app.

You can change it once each calendar month, or make no change and it stays the same. After the intro APR offer ends, a Variable APR that's currently Not enrolled? Learn more about Preferred Rewards Cash Rewards. This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank.

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Bank of America ® Travel Rewards credit card. Learn more about Preferred Rewards Travel Rewards This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank.

Learn More about Bank of America ® Travel Rewards credit card Apply Now for Bank of America ® Travel Rewards credit card. Bank of America ® Premium Rewards ® credit card. Plus, access to world class travel benefits: travel and purchase protections, luxury hotel collection and concierge service.

That means you could earn 2. Learn more about Preferred Rewards Premium Rewards This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. Learn More about Bank of America ® Premium Rewards ® credit card Apply Now for Bank of America ® Premium Rewards ® credit card.

Bank of America ® Premium Rewards ® Elite credit card. No limit to the points you can earn and points don't expire as long as the account remains open. Plus, a suite of luxury benefits to fit your lifestyle: full-service concierge, airport lounge and experience access, premier hotel amenities, travel and purchase protections.

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